Driving Without Insurance FAQs
Driving without insurance and the motoring laws that govern these offences can be confusing & complex. Below are commonly asked questions answered by an experienced motoring law solicitor.
Q: I have been prosecuted for driving my employer’s van without insurance. I assumed it was insured by my boss. Do I have a defence?A: Almost certainly. You cannot be convicted if you were using his van in the course of your employment and neither knew nor had reason to believe that it was uninsured. This defence only applies in employment or commercial driving situations.
A: If you drive without insurance, there is usually no defence and the court has to impose at least six penalty points. However, you may be able to avoid points. You would have to show that you your friend misled you into thinking that you were insured. This is called a Special Reasons argument.
A: If you drive without insurance, there is usually no defence and the court has to impose at least six penalty points. However, you may be able to avoid points. You would have to show that the insurance was cancelled without your knowledge and that it was not your fault. This is called a Special Reasons argument.
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